“Covered for life?”

“Covered for life?”

Q:  Joe, after sustaining an injury at work, my right knee was diagnosed as 30% disabled.  Are all medical expenses for this covered by my employer for life?   Joe Knows the Answer: If you’re hurt on the job, you should file for worker’s compensation benefits.  If you have done…

Question:  Joe, after sustaining an injury at work, my right knee was diagnosed as 30% disabled.  Are all medical expenses for this covered by my employer for life?

Joe Knows the Answer:

If you’re hurt on the job, you should file for worker’s compensation benefits.  If you have done this, then you’re entitled to ALL medical benefits arising out of that injury for life.

That’s how the system works.  And if you have a scheduled disability, chances could be you’re entitled to a lump sum and you would definitely want to talk to a lawyer in this case.